Guess what? We're in debt. Sugar Daddy just got his first "real" job in June and I only worked full-time after college for 2 years before we got our kids (another huge expense) and then I only worked part-time. It was bound to happen, right?
Now that Sugar Daddy is gainfully employed, we've been working really hard on reducing that debt. Our goal: buy a house. We're not there yet but we're close. Today we had an appointment with a loan officer so we can possibly consolidate some of our high interest credit card debt. Looks good. What's even better? We got our credit report. I didn't realize how much not knowing my credit score was stressing me out. I've been worried for the past year or two that there was no way anybody would give us a mortgage. I don't know why I was so worried. We're good about paying our bills (even though they are numerous) and we haven't had credit problems in the past. I just thought my score would be low. Well, it's not. I'm so happy. We should have enough saved by the end of 2006 to have a good down payment and we'll be ready to go. What a relief.